Solutions
Term Finance
Term Finance refers to the provision of funds to companies in Malaysia for working capital purposes, whereby funds are used to cover the company’s day-to-day operational expenses.
How it works
Our experts advisors at GIS will work up the best solutions for the following types of funding:
- Reducing rate – Whereby the rates in this type of funding reduces over time, as it is calculated based on the company’s monthly basic against the outstanding amounts.
- Term rate – Whereby the fixed rate is pre-determined as per the repayment schedule to be imposed.
Advantages
- Flexible and manageable payment arrangements
- Limited total loan costs
- Protected from sudden increase in rates